revise ads and alerts

cron/client.cron.js

@@ -18,6 +18,7 @@
  *                  - expireUserTiers       (cron/jobs/expire_user_tiers.cron.js)
  *                  - taskDueSoon           (cron/jobs/task_due_soon.cron.js)
  *                  - expireAdvertisements  (cron/jobs/expire_advertisements.cron.js) — plain
+ *                  - failStalePayments     (cron/jobs/fail_stale_payments.cron.js) — plain
  *
  * Author: Kenneth Obsequio (@lash0000)
  * Date Created: Jun. 17, 2026
@@ -28,6 +29,7 @@ const issueCertificates    = require('./jobs/issue_certificates.cron');
 const expireUserTiers      = require('./jobs/expire_user_tiers.cron');
 const taskDueSoon          = require('./jobs/task_due_soon.cron');
 const expireAdvertisements = require('./jobs/expire_advertisements.cron');
+const failStalePayments    = require('./jobs/fail_stale_payments.cron');
 const { startSettingsBackedJobs } = require('./cronRegistry.util');
 
 // ─── Registry — add future client-side cron jobs here ────────────────────────
@@ -41,6 +43,7 @@ const settingsBackedJobs = [
 // Plain hardcoded-schedule jobs (not tied to any notification setting).
 const plainJobs = [
     expireAdvertisements,
+    failStalePayments,
 ];
 
 // ─── Boot all registered client-side jobs ─────────────────────────────────────